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    Deductibles vs Premiums

    One of the biggest factors in choosing insurance, whether it’s auto, homeowners, or health insurance, is the cost. But the cost isn’t just the monthly premium you’re paying; it’s the entire out-of-pocket cost you will pay if you have a claim.

    It’s easy to select the least expensive premium plan because so many of us have the “it could probably never happen to me” mentality and paying less on a monthly basis is much more appealing. But consider why you’re buying insurance in the first place…or the peace of mind of knowing that even though it “probably” couldn’t happen, there’s a chance it will and you want to be covered.

    Protecting Yourself with Insurance

    When it comes to insurance, we’re used to insuring our cars and homes and other important tangible assets that we may not be able to afford to replace easily. But nothing is more important than your life and ability to earn a living. YOU are the greatest asset that you need to protect.